Cash Advance Payday Loans

Payday loans bad credit Ontario



To obtain one of our Payday Advances, you must be employed a minimum of four (4) months and have a Net Pay (After Taxes) of $1,200. Then simply bring the following:
I) Paystubs:
These should be your two most recent paystubs.
II) Updated Bank Satement:
Your statement must be from the bank teller or from the bank machine showing your last two pays going into your account.
III) Personal cheque / PAD Form:
This should be from the account of the Bank Statement.
IV) Government Issued Photo Id / SIN Card:
Your ID must be valid.
V) Proof of Address: (Must Reside With The Greater Toronto Area)
This is a piece of mail sent to you within the last month that is dated with your name and current address.
*In certain circumstances your employment may need to be confirmed with your employer. However, this will always be done discreetly and we will never divulge the nature of your affiliation with us.


We no longer accept applications for income received from any Social Assistance including but not limited to Child Tax Credits, Canada Pension, Old Age Security, Ontario Works, Trillium Benefits, WSIB, or Ontario Disability Support (ODSP)

payday loans bad credit Ontario
cash advance payday loans

What you need:

Updated Bank Statement
Personal Cheque / PAD Form
Government Issued Photo ID / SIN
Proof of Address

Get money right now!

Online payday loans ontario

Submit your Application

Apply privately and securely and receive a response within minutes during regular business hours. We have a fast and secure online loan application and we will never ask you for a credit check. With one simple application you can use our Payday Loans to cover everyday one time small expenses or graduate to our Installment Loans and use these funds to cover longer term bills and expenses as you repay over time.

Our Payday Loans offer you the flexibility of a short term loan

Borrow between $300 - $1500 with a simple application, then repay on your next payday. No long term commitment needed. Our short term Payday Advances are perfect for unexpected, small emergencies that always seem to pop up out of nowhere. It is the perfect product whether or not you have good credit or bad credit as all that is required is that you meet a few minimum requirements such as your income. You will receive cash on the spot at our Ontario locations or through E-Transfer if you prefer the convenience of applying online. It could not be any simpler.

short term loans bad credit ontario

Our loans are the right choice for you if:

Payday Loan

you are 18 or older

The minimum age to use our service is 18 and you must be a current resident of Canada with a valid address.

you are a Canadian Resident

Must be a current resident of Canada with a valid address.

you have a regular income

You must have a verifiable source of income not including any form of social assistance

you have a Bank Account

You need an active Canadian bank account.


You are in need of a short term loan and but have bad credit or less than perfect credit.

Why people choose us

We offer a totally new way of borrowing

Easy and Convenient

Apply from the comfort of your own home or stop by one of our convenient locations. In either case we will process your application in minutes and you will receive your funds in minutes. Repayment is also just as easy. We offer you the choice of repaying in store, online or through direct debit from your bank account. Our goal is to provide the most east and convenient way for customers to borrow money.

How it works?

Loans up to

With our Payday Loans up to $1500, this will allow you to cover those nagging, unexpected expenses that you did not see coming. It will allow you to save on fees and penalties from other companies if you were ever to miss a bill payment. Our Installment Loans up to $2,500 that you may qualify for with no credit check will help you to cover slightly larger unexpected expenses while affording you the luxury of more time and smaller installment payments.

How it works?

Multiple Lending

It was very important to us that we offer more options to our customers in order to get them the funds they needed. For many getting a loan can be difficult and sometimes embarrassing. This is why we created our multiple loan options and multiple payment options. It was done with the goal of making it easier and more affordable to access much needed credit. That is why we are proud to say we make getting the money you need easier than ever.

How it works?

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