Getting Money

has never been easier with our online Payday Loans and Installment Loans servicing credits of all types across Ontario

Where ever you are

You can apply for an online payday loan or visit any of our locations. The choice is up to you.

Flexible payment options

Receive funds in cash on the spot at one of our retail locations or receive your funds via Email Interac.

It’s Fast and Secure

Our goal is always to process your online payday loan or installment loan as quickly and discreetly as possible.

Get money right now!

Online payday loans ontario

Submit your Application

Apply privately and securely and receive a response within minutes during regular business hours. We have a fast and secure online loan application and we will never ask you for a credit check. With one simple application you can use our Payday Loans to cover everyday one time small expenses or graduate to our Installment Loans and use these funds to cover longer term bills and expenses as you repay over time.

Our Payday Loans offer you the flexibility of a short term loan

Borrow between $300 - $1500 with a simple application, then repay on your next payday. No long term commitment needed. Our short term Payday Advances are perfect for unexpected, small emergencies that always seem to pop up out of nowhere. It is the perfect product whether or not you have good credit or bad credit as all that is required is that you meet a few minimum requirements such as your income. You will receive cash on the spot at our Ontario locations or through E-Transfer if you prefer the convenience of applying online. It could not be any simpler.

short term loans bad credit ontario
payday loans ontario

Our Installment Loans offer you more money and more time to repay

With our Installment Loans you may qualify for up to $2,500 with no credit check and with repayment terms up to 24 months. This is the first Installment Loan of its kind to offer loans of this amount to customers with little or no credit history. To be eligible, we simply use your repayment history with us to qualify you for the Installment Loan and like our Payday Loans, you will receive your funds within minutes. The better your payment history is us the more funds you may qualify for. We are the only company that provides short term or installment loans online and in store to individuals with bad credit or no credit. It is definitely something we are proud of and definitely something our customers have earned.

Our loans are the right choice for you if:

Payday Loan

you are 18 or older

The minimum age to use our service is 18 and you must be a current resident of Canada with a valid address.

you are a Canadian Resident

Must be a current resident of Canada with a valid address.

you have a regular income

You must have a verifiable source of income not including any form of social assistance

you have a Bank Account

You need an active Canadian bank account.


You are in need of a short term loan and but have bad credit or less than perfect credit.

Installment Loan

you have qualified

You are currently qualified for a payday loan.


You must have an account in good status with a good repayment history.

you have a pad form

You must have the ability to accept pre-authorized debits for installment payments.


You are in need for more money than our regular short term loan as well as more time to repay.

Why people choose us

We offer a totally new way of borrowing

Easy and Convenient

Apply from the comfort of your own home or stop by one of our convenient locations. In either case we will process your application in minutes and you will receive your funds in minutes. Repayment is also just as easy. We offer you the choice of repaying in store, online or through direct debit from your bank account. Our goal is to provide the most east and convenient way for customers to borrow money.

How it works?

Loans up to

With our Payday Loans up to $1500, this will allow you to cover those nagging, unexpected expenses that you did not see coming. It will allow you to save on fees and penalties from other companies if you were ever to miss a bill payment. Our Installment Loans up to $2,500 that you may qualify for with no credit check will help you to cover slightly larger unexpected expenses while affording you the luxury of more time and smaller installment payments.

How it works?

Multiple Lending

It was very important to us that we offer more options to our customers in order to get them the funds they needed. For many getting a loan can be difficult and sometimes embarrassing. This is why we created our multiple loan options and multiple payment options. It was done with the goal of making it easier and more affordable to access much needed credit. That is why we are proud to say we make getting the money you need easier than ever.

How it works?
Online payday loans ontario

Payday Loan Ontario & short term loans bad credit Ontario

$300 for $30*

*First time customers only

To receive this special offer, simply apply for a online payday loan Ontario & short term loans bad credit Ontario, and complete our easy online application form. Once approved, you will be contacted to complete the loan process. You will then receive your money electronically or you may choose to pick up at one of our convenient locations. And as always, if you have any questions, one of our customer service representatives would be happy to help. It’s really that simple!